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Medicare Advantage Plan Improves RAF Scores by 14% and Recovers $22M Revenue

About the Client

The client is a regional Medicare Advantage (MA) health plan serving over 450,000 seniors. Operating in a regulated reimbursement environment, accurate RAF scoring is critical for financial performance. However, fragmented data and documentation gaps led to under-reporting under the V28 model. To address this, the plan partnered with Zymr to modernize its risk adjustment processes.

Key Outcomes

RAF Scores Improved by 14%
$22M Revenue Recovered in First Year

Business Challenges

The health plan’s risk adjustment processes were constrained by fragmented data systems and manual chart review workflows. Critical patient information was spread across 142 different source systems, making it difficult to identify missed diagnoses and coding gaps.RAF under-reporting under the V28 model resulted in significant revenue leakage, estimated at over $18M. Clinical documentation inconsistencies and limited visibility into historical patient data further impacted accurate HCC coding.Provider engagement was also a challenge. Care teams lacked timely insights into documentation gaps, making it difficult to close care and coding gaps during patient interactions.The organization needed a unified platform capable of consolidating data, identifying risk adjustment opportunities, and enabling proactive provider outreach.

Business Impacts / Key Results Achieved

Zymr helped the health plan transform its risk adjustment process into a data-driven and proactive system. By leveraging advanced analytics and NLP-driven insights, the organization improved coding accuracy, enhanced provider engagement, and recovered significant revenue.

  • RAF Scores Improved by 14%
  • Star Ratings Increased from 3.7 to 4.4
  • $22M Revenue Recovered in First Year
  • Improved HCC Recapture Rates
  • Enhanced Provider Documentation Accuracy

Strategy and Solutions

Zymr implemented a scalable RAF optimization framework combining data consolidation, AI-driven insights, and provider engagement workflows.

  • Data Lakehouse Architecture
    Built a unified data lakehouse integrating 142 source systems to provide a comprehensive view of patient and clinical data.
  • NLP-Based HCC Recapture
    Leveraged natural language processing to analyze clinical notes and identify missed diagnoses for accurate risk coding.
  • RAF Analytics & Gap Identification
    Developed advanced analytics models to detect coding gaps and prioritize high-impact RAF opportunities.
  • Provider Outreach Orchestration
    Enabled structured workflows to engage providers with actionable insights for closing documentation gaps.
  • Real-Time Risk Adjustment Dashboards
    Delivered real-time visibility into RAF performance, coding accuracy, and overall revenue impact.
  • Scalable Cloud Infrastructure
    Designed a scalable platform to support continuous data ingestion and adapt to evolving CMS risk adjustment models.
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