Strategy and Solutions

Close

Discover our digital transformation stories and the impact driving real change

Retail Chain Unifies Payments, Loyalty, and Personalization with an Integrated Digital Wallet

About the Client

The client was a national retail chain operating more than 800 physical stores alongside a fast-growing eCommerce presence. While the brand had a strong loyalty program and high footfall, customer interactions were fragmented across payment systems, loyalty platforms, and marketing channels. Payments, rewards, and promotions lived in separate systems, limiting personalization and reducing the effectiveness of loyalty initiatives. To strengthen engagement and increase repeat purchases, the retailer partnered with Zymr to build a unified digital wallet that combined payments, loyalty, and personalized shopping experiences.

Key Outcomes

30% Increase in Average Order Value
40% Higher Repeat Purchase Rates

Business Challenges

Despite a large loyalty base, customer engagement was inconsistent and rewards were underutilized at checkout. Payment journeys relied heavily on traditional card networks, driving up processing costs, while marketing teams lacked real-time visibility into customer behavior across channels. The retailer needed a single digital touchpoint that could unify payments and loyalty, work seamlessly across in-store and online environments, and scale reliably across hundreds of stores without disrupting existing POS systems.

Business Impacts / Key Results Achieved

Zymr helped the retailer transform its digital wallet into a core growth driver. By unifying payments, loyalty, and personalization, the retailer increased customer lifetime value, reduced transaction costs, and gained actionable insights to continuously optimize engagement and revenue.

  • 70% Adoption Among Loyalty Members in the First Year
  • 30% Increase in Average Order Value
  • 40% Higher Repeat Purchase Rates
  • 15% Reduction in Payment Processing Fees
  • Improved Visibility into Customer Behavior and Campaign ROI

Strategy and Solutions

Zymr designed and delivered a retail-focused digital wallet platform that served as a central commerce and engagement engine.

  • Unified Payments and Loyalty Wallet
    Enabled customers to pay, earn, and redeem loyalty points in a single, frictionless flow.
  • Stored Value and Wallet Funding
    Supported stored value balances funded through cards, gift cards, and refunds to reduce card network dependency.
  • Seamless POS and eCommerce Integration
    Integrated the wallet across in-store POS and online checkout for consistent cross-channel experiences.
  • Personalized Offers and Recommendations
    Delivered targeted promotions and product recommendations based on real-time shopping behavior.
  • Real-Time Analytics and Customer Insights
    Provided dashboards tracking wallet usage, loyalty engagement, and campaign performance.
  • Secure, Scalable Architecture
    Ensured high availability during peak shopping periods with enterprise-grade security controls.
Show More
Request A Copy
Zymr - Case Study

Latest Case Studies

With Zymr you can