Banking IT Services and Solutions
Zymr delivers end-to-end banking IT services to help financial institutions modernize operations, enhance digital experiences, and stay ahead of regulatory demands. From custom banking IT services and solutions to platform integration and ongoing support, we bring the technical expertise and domain insight to accelerate your transformation journey.
At Zymr, we build banking software that helps retail and corporate banks connect better with their customers. Whether you want to improve digital experiences or custom services for specific audiences, our solutions are designed to boost engagement and long-term value.
We understand the challenges of tight timelines, shifting priorities, and budget limits. That’s why we stay flexible, focused, and committed to delivering real results, something our long-standing banking clients count on us for.
Modern IT Services for Modern Banking Software Development
At Zymr, we help banks and financial institutions run smarter and serve better. Our banking IT services and solutions are designed to simplify operations, bring fresh thinking to legacy processes, and create digital experiences your customers will love. Whether you're upgrading old systems or building something new, we tailor every solution to fit your unique goals.
Strategic Digital Transformation
Planning a shift to modern architecture or rethinking your digital strategy? Zymr’s consultants work closely with you to assess ROI-driven technologies, define scalable architecture, and design future-proof banking solutions. From cloud adoption to enterprise modernization, we help you chart a transformation roadmap that sticks.
Customer Experience Optimization
Elevate every touchpoint in the banking journey. Our CX consultants help you identify, implement, and optimize IT solutions that enhance customer experience across all stages—from onboarding to service delivery. Zymr ensures that your digital channels reflect the same level of trust and convenience your brand promises.
Tailored Solution Development
Whether building from scratch or adapting a platform-based solution, Zymr delivers scalable software that aligns with your service models and regulatory requirements. We specialize in building custom banking applications that outperform generic products, ensuring agility, integration, and resilience.
Ongoing Maintenance
Need to keep your banking systems current and secure? Zymr provides end-to-end support, including version upgrades, UX improvements, performance tuning, and patch management. Our teams help you reduce support costs while keeping your infrastructure stable and up to date.
Digital Banking Solutions For Every Need
We offer banking IT services and solutions that are practical, scalable, and designed around your business goals. From modernizing legacy systems to launching intuitive digital experiences, Zymr helps financial institutions stay agile and deliver real value to their customers.
Core Banking Platform Modernization
- Centralizes customer accounts, transactions, and risk controls on a secure, cloud-ready core.
- Replaces monoliths with microservices for real-time processing and effortless scaling.
- Delivers iron-clad data accuracy to avoid reconciliations and audit gaps.
- Accelerates new-product launches while meeting global compliance mandates.
Digital Banking
Portal (Web)
- Gives customers 24/7 account visibility, payments, and self-service requests from any browser.
- Supports card limits, inter-account transfers, e-statements, and branch / ATM locators out of the box.
- Built-in MFA, encryption, and fraud analytics safeguard every session.
- Modular APIs make it easy to plug in bill pay, FX, or third-party fintech apps.
Mobile Banking
App Suite
- Brings the full branch experience—balances, transfers, bill pay—to iOS and Android.
- Adds advanced features like PFM dashboards, loyalty wallets, and AI-driven offers.
- Uses biometric login plus device-level encryption for frictionless security.
- Supports rapid release cycles with a shared codebase and CI/CD pipelines.
Customer Experience
Portal
- Creates a secure hub for B2C or B2B clients to interact with bankers and documents.
- Offers role-based dashboards, portfolio overviews, and secure messaging.
- Integrates with CRM and core systems to sync real-time account data.
- Built on extensible frameworks (SharePoint, Angular, and React) to match your UX vision.
Banking CRM
Accelerator
- Leverages Dynamics 365 or Salesforce to unify prospect and client data.
- Automates lead nurturing, cross-sell offers, and service case workflows.
- Tracks omnichannel activity for granular customer-journey insights.
- Provides pre-built banking objects and APIs to speed implementation.
Loyalty & Rewards
Engine
- Runs omnichannel campaigns spanning cards, mobile wallets, and e-commerce.
- Supports tiered points, cash-back, gamification, and partner ecosystems.
- Delivers real-time redemption and personalized reward recommendations.
- Integrates natively with CRM, core, and analytics platforms for 360° insight.
Banking Analytics
Hub
- Converts raw core and channel data into actionable dashboards and alerts.
- Covers customer, channel, marketing, risk, and performance analytics out of the box.
- Utilizes cloud data lakes and AI models for predictive insights and liquidity forecasts.
- Enforces data governance and lineage for audit-ready reporting.
Digital Lending
Platform
- Automates origination, underwriting, servicing, and borrower self-service portals.
- Provides configurable workflows for consumer, SME, and mortgage products.
- Embeds e-sign, e-delivery, and rules-based decision engines for same-day approvals.
- Consolidates all loan data into a single system of record for auditors and BI.
Real-Time Payments
Suite
- Enables secure mobile, NFC, QR, and P2P transactions in seconds.
- Offers tokenized wallets that hold cards, coupons, and loyalty credentials.
- Streamlines AP/AR for business clients with straight-through processing.
- Meets PCI DSS and PSD2/SCA requirements with layered fraud protection.
WealthTech
Platform
- Uses advanced analytics to construct and rebalance portfolios automatically.
- Automates trade execution and compliance monitoring in real time.
- Provides client self-service portals for goal-based investing and reporting.
- Integrates AML/CFT and OFAC screening to vet investors instantly.
Bank Intranet
Workspace
- Fosters cross-department collaboration with chat, wikis, and document hubs.
- Improves data discovery and search through unified taxonomy and tagging.
- Promotes culture with newsfeeds, recognition boards, and community groups.
- Offers role-based access to policies, procedures, and training resources.
Document Automation System
- Centralizes templates and enforces version control across the enterprise.
- Automates routing, approvals, and e-signature capture for zero paper trails.
- Ensures regulatory compliance with audit logs and retention policies.
- Integrates with CRM, core, and ECM systems for end-to-end workflows.
Knowledge Management
Hub
- Builds a searchable repository of FAQs, case studies, and best-practice guides.
- Enables threaded discussions, Q&A, and expert tagging for rapid answers.
- Supports learning paths and micro-training modules for continuous upskilling.
- Tracks content usage analytics to surface high-value knowledge assets.
Facial Recognition Security Suite
- Adds selfie-based login for mobile and web banking without extra hardware.
- Performs branch and ATM access control with real-time face match.
- Flag suspicious behavior in surveillance feeds for proactive intervention.
- Delivers VIP recognition to elevate premium-client service moments.
Strategic Outcomes We Delivered
Case Studies
Core Banking System Modernization for a Mid-Sized Regional Bank
Zymr helped a regional bank in Southeast Asia modernize its outdated core banking infrastructure with a cloud-native platform. The new system enabled real-time transaction processing, improved compliance readiness, and reduced operational overhead. This transformation positioned the bank for faster growth and better digital agility.
Project Details →
Case Studies
Omni-Channel Digital Banking Platform for a Retail-Focused Bank
Zymr partnered with a U.S. retail bank to build a unified digital banking experience across mobile and web. The new platform increased user engagement, reduced support tickets, and enabled secure self-service features. Customers enjoyed seamless banking, while the bank saw significant improvements in operational efficiency.
Project Details →
Case Studies
Lending Automation Platform for a Commercial Banking Division
Zymr implemented an end-to-end lending automation platform for a commercial bank’s SME division. The solution digitizes loan origination, risk scoring, and approval workflows, reducing turnaround time from weeks to days: this increased loan volume, higher customer satisfaction, and streamlined compliance.
Project Details →
Addressing Challenges In Cloud Banking Services
At Zymr, we help retail and corporate banks overcome critical challenges such as:
- Low customer trust
- Losing customers to competitors
- Poor digital banking experience
- Difficulty in selling more products to existing customers
- Disconnected communication with customers
- Incomplete customer profiles
- Growing competition from fintech companies
- Banking apps that don’t work well together
Why Choose Us as Your Banking IT Consulting Partner
Zymr combines BFSI domain depth with next-gen tech expertise to build secure, compliant banking platforms. From core integrations to AI-driven apps, Zymr helps banks innovate with confidence.
- 12+ years of experience delivering enterprise-grade banking software integration platforms.
- Specialized BFSI expertise, with cross-domain insights from retail, healthcare, and telecom.
- Proficient in cloud, AI/ML, blockchain, and data engineering to power modern banking ecosystems.
- End-to-end development of secure, intuitive web and mobile banking applications.
- Built-in cybersecurity safeguards across infrastructure, data, and user access layers.
- Compliance-first approach aligned with PCI DSS, SOC 2, SOX, GDPR, PSD2, and other financial regulations.
Our Methodology for Digital Banking Solutions
At Zymr, we take a strategic and secure-by-design approach to modernizing IT services for banks. From legacy transformation to building cloud-native platforms, we align technology with regulatory, operational, and customer experience goals.
Domain-Driven Design
We architect systems tailored to the unique workflows of retail and corporate banking, from core banking to digital onboarding and loan origination.
Cloud-Native Engineering
Our scalable architectures leverage Kubernetes, microservices, and event-driven patterns to future-proof banking platforms.
Compliance & Security First
We embed data privacy, security, and compliance into every layer, ensuring readiness and efficient solutions.
AI & Automation Built-In
Using our AI orchestration engine, ZOEY, we automate fraud detection, KYC, risk scoring, and reporting processes at scale.
Collaborative Delivery Model
We work closely with client teams using agile, transparent practices to deliver high-quality, on-time solutions that drive measurable impact.
Whether you're modernizing a core platform or launching new digital services, our approach ensures resilience, performance, and trust at scale.
FAQ
Got questions? Here’s what our clients often ask about Banking IT solutions.
Can you help us build or improve our digital banking applications?
Yes, we specialize in banking app development and digital banking solutions tailored to your operational and customer experience needs. From seamless onboarding to personalized services using AI in banking, we build secure and scalable platforms that support end-to-end digital banking services.
Do you offer custom software development for banks?
Yes, we provide custom banking software development that is aligned with your business goals. Our expertise spans core banking modernization, payment system integration, AI/ML KYC software development, ensuring full compliance and high-performance systems.
Do you provide cloud solutions for banks?
Absolutely. Our cloud banking services enable banks to migrate to cloud-native infrastructures, modernize legacy systems, and enhance agility. We design secure, compliant, and scalable banking technology solutions that support real-time transaction processing and resilience at scale.
How long does it typically take to implement a banking IT project?
Timelines vary based on scope, but a typical banking IT services engagement - from discovery to MVP - can take 12 to 20 weeks. We use agile methods to accelerate the delivery of scalable digital solutions for finance, ensuring quick wins in financial software development without compromising security or compliance.
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Let's Connect
Kickstart Your Banking IT Transformation - 2-Week Free PoV
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Jay Kumbhani
AVP of Software Engineering, Zymr
Leverage Zymr’s 12+ years of expertise to assess and accelerate your digital banking initiatives. Whether you're modernizing core systems, building cloud-native payment platforms, or enhancing wealth management solutions, our PoV helps define a secure, compliant, and scalable roadmap tailored to your institution’s goals.
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