The client was a fintech startup founded by former payments and compliance professionals focused on simplifying international transfers for migrant workers, freelancers, and small businesses. Their goal was to challenge traditional remittance providers that were slow, expensive, and opaque by offering a mobile-first remittance eWallet capable of near-real-time transfers with transparent pricing.
To deliver both wallet utility and cross-border settlement at scale, the startup partnered with Zymr to build a secure, compliant platform engineered for rapid user growth and corridor expansion.
Traditional remittance flows relied on multi-hop intermediary networks that increased fees, introduced unpredictable FX margins, and stretched settlement times into days, eroding trust and limiting adoption. Operating across corridors added regulatory complexity, requiring strong KYC, AML controls, sanctions screening, threshold-based monitoring, and local reporting without compromising the user experience. Trust was a make-or-break factor: users needed clear pricing, predictable delivery times, and real-time tracking to feel confident that funds would not be delayed or lost. The platform also had to withstand rapid growth, scaling onboarding and transaction throughput during peak transfer windows while maintaining low latency and high reliability. Finally, the startup needed operational maturity to satisfy investor expectations and support a successful Series A trajectory.
Zymr helped the startup turn a remittance vision into a scalable, compliant, and trusted product that competed with legacy providers on the metrics users care about most: speed, cost, and clarity. By combining optimized routing, embedded compliance, real-time tracking, and resilient infrastructure, the platform achieved rapid adoption and demonstrated the operational maturity needed to support long-term expansion and investor confidence.
Corridor Expansion Without Re-Architecture
Modular services enabled faster rollout into new markets.
Zymr designed and implemented a cloud-native remittance eWallet that combined fast routing, embedded compliance, and transparent user experience.
Auto-Scaling Infrastructure for Peak Windows
Designed for high concurrency, low latency, and stability during spikes in user activity.