Fintech Software Development Services
At Zymr, we empower banks, financial services, and fintech companies to accelerate innovation through secure, cloud-native software solutions. Leveraging deep domain expertise and advanced technologies, we design and deliver scalable fintech platforms for performance, compliance, and future growth.
We engineer tailored fintech solutions that are agile, scalable, and built for continuous innovation. By leveraging AI/ML, big data, blockchain, and IoT, we help transform BFSI workflows and craft engaging, future-ready customer experiences.
Our expertise in cloud-native architectures, security-first design, and regulatory compliance ensures that financial institutions can modernize operations and confidently embrace new service models. Focusing on long-term growth and resilience, we partner with clients to drive meaningful fintech transformation.
Driving Flexibility in Fintech Software Development
With a flexible approach to engagement models, pricing, and delivery, we help fintech application development firms meet their goals on time and within budget.
Flexible Engagement Models
- Full Outsourcing of fintech software development.
- Dedicated teams to manage specific project streams.
- Team augmentation with skilled engineers on demand.
Pricing Options For All Budgets
- Time &Â Materials (T&M) or T&M with a cap for advisory and agile projects
- Fixed-price contracts for stage-based software delivery.
- Monthly subscriptions for ongoing support and maintenance.
Delivery Timelines
- Quick project initiation within 1-2 weeks.
- MVP delivery in 3+ months.
- Frequent releases every 2-4 weeks for faster time-to-market.
Built-in Agility
- Structured change management for agile updates.
- Customized collaboration models to suit project needs.
- Flexible communication cadence based on client preferences.
Our Commitment to Fintech Project Excellence
Across every fintect project, our commitment stays constant - ensuring seamless delivery and uncompromising quality at every stage.
Complete Risk Management
- Accurate cost and timeline estimation.
- Early-stage risk assessment and mitigation planning.
- Proof of Concept (PoC) development to validate ideas.
Thorough Project Transparency
- Joint project scoping and success metrics definition.
- Regular KPI-driven progress reporting.
- Clear documentation and knowledge-sharing practices.
Regulatory Compliance
- Adherence to AML, KYC, PCI DSS, GDPR, and industry-specific regulations.
- Global compliance coverage, including SAMA, NYDFS, FINRA, and more.
- Compliance-ready architectures for BFSI standards.
Security Assurance
- Intelligent fraud detection and real-time threat monitoring.
- Advanced encryption, multi-factor, and biometric authentication.
- Enterprise-grade infrastructure security and SIEM integration.
Building Fintech Solutions for the Future
We deliver trailored fintech software solutions that support fast, secure, and compliant financial service delivery, form user-facing applications to complex transaction processing systems.
Customer-Facing Applications
We build secure, intuitive web and mobile applications that enhance financial servies' accessibility. Our solutions support mobile banking app development, digital wallet development, BNPL payments, and insurance service delivery.
Transaction Processing Systems
We design and implement large-scale platforms capable of handling complex financial operations. Our systems support loan processing, mortgage management, claims automation, and payment orchestration.
Peer-to-Peer Financial Platforms
We develop secure P2P lending, insurance, crowdfunding, and investment platforms that facilitate multi-party financial transactions and connect financial service providers with individuals and businesses.
Financial Process Automation Solutions
Our custom fintech software solutions automate critical financial processes, including payment workflows, underwriting, and portfolio management, improving operational efficiency and service accuracy.
Financial Fraud Detection Systems
We engineer advanced fraud detection software that leverages AI in wealth management and real-time analytics to identify and mitigate fraudulent activities, enhancing security for financial operations.
Regulatory Compliance Monitoring
We build systems that ensure continuous monitoring of financial services’ compliance with internal policies and external regulations, supporting proactive risk management.
AI-Driven Virtual
Assistants
We deliver AI-powered virtual assistants designed to handle client interactions and provide intelligent financial guidance, improving service responsiveness and personalization.
Digital Wallet
Solutions
We create secure digital wallets for easy, safe financial transactions and cryptocurrency management, ensuring user data protection and seamless payment experiences.
Crypto Asset Management Platforms
Our blockchain-based solutions support issuing, storing, and exchanging digital assets and cryptocurrencies, helping businesses embrace decentralized finance opportunities.
Financial Data Analytics Solutions
We develop analytics platforms that leverage financial data to drive business insights, supporting decision-making across banking, insurance, lending, and investment operations.
Financial CRM
Systems
Our CRM solutions help financial service providers manage customer relationships more effectively, enabling smarter service delivery and segmentation for banks, insurers, and investment firms.
Digital Collaboration Platforms
We build collaboration portals connecting financial institutions internally and with external partners, supporting secure communication and joint service delivery in the BFSI sectors
Advanced Technologies for Financial Solutions
We enhance financial services with next-gen technologies that drive speed, precision, security, and transparency across BFSI technology solutions.
Future-Ready Technologies for Financial Innovation
We integrate next-generation technologies to boost the speed, security, and transparency of BFSI operations, helping financial institutions thrive in a digital-first landscape.
AI-Driven Financial Intelligence
AI-powered financial applications aids in streamlining data processing, fraud detection, underwriting, lending, and payment workflows, enhanced by finance-specific large language models.
Blockchain for Trusted Transactions
Blockchain enable secure, transparent, and efficient financial transactions. It supports decentralized platforms for payments, lending, insurance, and investments through smart contract frameworks.
Big Data for Deeper
Insights
Big data platforms process multi-source financial information at scale. They provide actionable insights into customer behavior, risk management, and market opportunities.
Cloud-Enabled
Scalability
Cloud infrastructure ensures fintech product engineering is scalable and resilient. It delivers secure, always-on access to financial platforms for customers and BFSI teams.
IoT-Enhanced Financial Services
IoT technology gathers real-time data from customer devices and security systems. It strengthens personalization, service efficiency, and operational safety in financial services.
Custom Fintech Software Development Services
We partner with banks, fintech startups, and financial institutions to turn complex ideas into secure, high-performance software. Whether scaling under pressure or adapting to change, we stay focused on what matters most, helping you build fintech solutions that grow with your ambition.
Fintech Software
Consulting
We help you define the right market positioning and craft a fintech solution that stands out. From architecture and feature planning to UX/UI design and security consulting, we ensure your product is built on a solid foundation. Our implementation roadmap is designed to reduce risks and speed up time-to-market.
Fintech Software
Development
We bring your fintech vision to life. Building, integrating, and testing solutions that meet high-performance and security standards. Post-launch, we offer ongoing support to ensure your platform evolves to meet your needs. You get a fully documented, ready-to-scale solution built around your business goals and user expectations.
Legacy Finance Software Modernization
We modernize your legacy systems by re-architecting, cloud-migrating, and upgrading your platform with next-gen technologies. Whether refreshing your tech stack or adding new features, we help you transform legacy software into a high-performing fintech solution, efficiently and cost-effectively.
We build resilient fintech solutions, no exceptions.
We engineer financial software that withstands shifting regulations, customer demands, and evolving tech landscapes, ensuring accuracy, security, and long-term success.
See How We Engineer SuccessFintech Solutions That Deliver Real Outcomes
Case Studies
Core Banking System Transformation for a Regional Bank
We modernized the core banking infrastructure for a Southeast Asia-based bank by building a cloud-native, microservices-based platform. Leveraging AWS, Kubernetes, and real-time transaction processing, the solution accelerated product launches, improved system uptime, and enabled seamless digital banking experiences, while reducing operational costs and enhancing scalability.
Project Details →
Case Studies
Insurance Claims Automation Platform for a Digital Insurtech Company
We developed an AI-powered claims automation platform for a fast-growing insurtech firm, integrating IoT and telematics for real-time incident reporting. The solution streamlined claims validation, reduced settlement times, and improved customer satisfaction by delivering a secure, automated, and user-friendly digital claims experience.
Project Details →
Case Studies
Wealth Management Platform Development for an Investment Advisory Firm
We built a unified, cloud-native fintech solution for a wealth management platform for a US-based advisory firm, integrating robo-advisory features and AI-driven client onboarding. The solution enhanced portfolio management, improved client engagement through real-time analytics, and ensured compliance with the SEC, FINRA, and GDPR, driving efficiency and digital innovation.
Project Details →
Fintech Software Development: Estimated Cost Ranges
Based on our project expertise, the cost of fintech software development typically ranges between $100,000 and $2,000,000+, depending on solution complexity, integration needs, security, and compliance requirements.
$100,000 - $250,000
Generative AI-powered assistant for financial services
$150,000 - $250,000
Native mobile application for financial management
$180,000 - $300,000
Multi-curreny crypto wallet
platform
$200,000 - $400,000
Web-based application for BFSI customer engagement
$200,000 - $600,000
Specialized automation software for BFSI enterprises
$300,000 - $800,000
Multi-party financial service
platform
Estimated Cost (USD)
$600,000 - $2,000,000
AI-enhanced transaction processing system
Find Out What It Takes to Build Your Fintech Solution
Get a tailored estimate and expert insights to better plan your end-to-end fintech development journey, aligned with your goals and budget.
Request Pricing DetailsAward-Winning Expertise In the Fintech Domain
Growing faster than Amazon, Google, and ServiceNow
Growing faster than Amazon, Google, and ServiceNow
GoodFirms Award
Growing faster than Amazon, Google, and ServiceNow
Clutch.co Award
Growing faster than Amazon, Google, and ServiceNow
Owler Award
Growing faster than Amazon, Google, and ServiceNow
Gold Stevie® Award
We are trusted by global market leaders
Why Build Fintech Software with Zymr
Zymr helps fintech innovators launch secure, scalable platforms faster. With deep domain expertise and a cloud-native approach, we turn complex financial ideas into real-world, compliant solutions.
- 12+ years in engineering IT solutions for the financial services industry.
- Expertise in cloud-native engineering, DevOps, AI/ML, blockchain, and data analytics.
- Proven track record in building secure, scalable and secure fintech platforms.
- Focus on regulatory compliance frameworks, including GDPR, PCI DSS, and SOC2.
- Agile development practices backed by mature quality assurance processes.
- Integrated security engineering is embedded across the full software lifecycle.
Why Clients Choose to Work with Us
Vanessa Greene
VP of Engineering (Digital Banking Platform, US)
Zymr's fintech expertise helped us redesign our digital banking services from the ground up. Their focus on scalability, security, and regulatory readiness made them an invaluable partner throughout the project.
Marcus Bennett
Head of Product Engineering (Alternative Lending Startup, UK)
Collaborating with Zymr accelerated the launch of our financial planning platform. Their technical expertise and deep understanding of fintech complaince helped us bring a secure, high-performance solution to market quickly.
Sanjay Raut
Senior Engineering Manager (Fintech Payment Solutions, India)
Zymr brought deep technical and domain knowledge to our modernization project for payments. Their team's attention to performance, API integration, and compliance frameworks helped us fast-track innovation.
Eliza Montgomery
Chief Technology Officer (Payments Fintech, US)
Zymr’s team integrated seamlessly with ours, bringing tremendous value to our financial application development efforts. Their commitment to quality, innovation, and compliance helped us build a resilient, scalable payments infrastructure ready for rapid market expansion.
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Reliable Tech Stack for Finance Software Development
Let's Connect
Engineering Trust into Every FinTech Transaction.
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Jay Kumbhani
AVP of Software Engineering, Zymr
With 12+ years of experience, Zymr empowers financial organizations to design, build, and scale secure, cloud-native fintech solutions. We provide agile product development for digital banking, AI-powered lending, and compliance tools, aligning with market and regulatory changes.
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