Strategy and Solutions
The client was a fast-growing lending fintech operating in highly regulated markets. As it expanded, the company faced increasing complexity managing state-specific lending laws, reporting requirements, and compliance obligations. Monitoring hundreds of evolving regulations manually created operational strain and risk exposure.
To scale confidently across jurisdictions, the fintech partnered with Zymr to implement FinHub’s compliance automation capabilities.
Operating across multiple states required tracking over 500 regulatory provisions spanning interest rate caps, disclosure rules, borrower protections, and reporting standards. Compliance processes were manual and spreadsheet-driven, increasing the risk of oversight and costly penalties. Expansion into new states required lengthy regulatory analysis and configuration work, slowing growth. Compliance costs were rising, and the company had already incurred fines due to misalignment with evolving state requirements. The fintech needed an automated, scalable compliance framework that supported rapid geographic expansion without increasing overhead.
Zymr helped the fintech transform compliance from a reactive cost center into a scalable growth enabler. By automating regulatory monitoring and embedding compliance directly into lending workflows, the company accelerated expansion, reduced risk exposure, and strengthened operational discipline.
Zymr deployed FinHub as a regulatory intelligence and compliance automation platform.
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