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Enterprise Builds a High-Efficiency B2B Cross-Border Payment Platform Across 45 Countries

About the Client

The client was a global business process outsourcing (BPO) enterprise managing large contractor and supplier networks across 45 countries. As operations expanded, international payments became increasingly complex, costly, and slow, relying on manual workflows and fragmented banking relationships. To support global scale and contractor satisfaction, the enterprise partnered with Zymr to build a centralized B2B cross-border payment platform.

Key Outcomes

70% Reduction in Payment Costs
80% Reduction in Administrative Overhead

Business Challenges

International payments typically took 3–5 days, incurred high transaction and FX costs, and required extensive manual intervention. Finance teams relied on spreadsheets and batch uploads, leading to errors, reconciliation delays, and limited visibility. Compliance controls varied by region, increasing audit complexity and operational risk. The company needed a unified platform that could automate payouts, reduce costs, and scale globally without increasing headcount.

Business Impacts / Key Results Achieved

Zymr helped the enterprise transform international payments from an operational bottleneck into a competitive advantage. By centralizing and automating cross-border B2B payouts, the company reduced costs, accelerated payments, improved contractor trust, and enabled confident expansion into new markets.

  • 70% Reduction in Payment Costs
  • Settlement Time Improved from 3–5 Days to Same-Day Processing
  • 80% Reduction in Administrative Overhead
  • Improved Contractor Satisfaction and Retention
  • Scalable Global Operations Without Additional Finance Headcount

Strategy and Solutions

Zymr designed and delivered a centralized, automated B2B payment platform engineered for speed, transparency, and cost efficiency.

  • Centralized Payment Orchestration Platform
    Consolidated global payouts into a single system with standardized workflows.
  • Smart Routing and Local Payout Integrations
    Leveraged local banking rails to minimize intermediaries and delays.
  • Same-Day and Near-Real-Time Settlements
    Replaced multi-day cycles with faster payouts in most corridors.
  • Automated FX and Cost Optimization
    Implemented real-time FX sourcing and transparent fee breakdowns.
  • Built-In Compliance Controls
    Embedded sanctions screening, AML checks, and audit logging.
  • Reconciliation and Accounting Automation
    Eliminated manual spreadsheet-based reconciliation.
  • Real-Time Operational Dashboards
    Provided visibility into payment status, costs, and exceptions.
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