Strategy and Solutions

We assembled an Agile delivery team to build a cloud-native web application using React and Node.js, deployed on AWS. The system included modules for digital onboarding, credit scoring via third-party APIs, automated loan decisioning, and a borrower dashboard. We also implemented a role-based admin panel for risk officers and integrated with multiple payment rails for automated disbursement and collections.

Close

Discover our digital transformation stories and the impact driving real change

Digital Lending Platform for a Fintech Startup

About the Client

A VC-backed fintech startup aiming to disrupt the small business lending space in emerging markets. The client needed to rapidly launch a digital lending platform with end-to-end loan processing, automated decisioning, and regulatory compliance features.

Key Outcomes

Reduced manual underwriting effort by 70% via automation rules
Achieved 99.9% uptime in the first quarter post-launch

Business Challenges

The client faced pressure from investors to go live in under 3 months. The team lacked internal engineering bandwidth and needed a full-stack solution that could integrate seamlessly with third-party credit bureaus, KYC providers, and payment gateways. The platform also had to support scalable workflows for underwriting, approvals, disbursement, and repayment.

Business Impacts / Key Results Achieved

The platform went live in just 12 weeks and enabled the client to scale from pilot to production with a 4× increase in monthly loan approvals.

Strategy and Solutions

We assembled an Agile delivery team to build a cloud-native web application using React and Node.js, deployed on AWS. The system included modules for digital onboarding, credit scoring via third-party APIs, automated loan decisioning, and a borrower dashboard. We also implemented a role-based admin panel for risk officers and integrated with multiple payment rails for automated disbursement and collections.

Show More
Request A Copy
Zymr - Case Study

Latest Case Studies

With Zymr you can