Strategy and Solutions
The client was a fast-growing, fully regulated global crypto marketplace operating across North America, Europe, and parts of Asia. Their platform enabled retail and institutional customers to buy, sell, and convert digital assets using both fiat and cryptocurrency payment options. As compliance scrutiny increased and user volumes surged, the company needed a next-generation payment gateway capable of handling high-speed settlements, cross-border regulatory checks, and real-time fraud monitoring at scale.
Their existing architecture relied on fragmented third-party processors and manual KYC/AML validation steps that slowed onboarding and limited conversion rates. Additionally, the company’s payment infrastructure lacked resilience under heavy demand, making peak-day trading highly unpredictable. With customer acquisition rapidly accelerating and regulators tightening oversight, the marketplace partnered with Zymr to engineer a regulatory-grade, high-performance payment gateway that could satisfy audit demands, meet global compliance standards, and support massive transactional throughput.
The engagement revealed significant operational, security, and compliance bottlenecks that directly impacted user trust and trading reliability.
No Unified Global Payment Framework
The marketplace operated in 100+ countries, but lacked a centralized gateway for:
This created inconsistencies in user experience and regulatory enforcement.
Fragmented Compliance Controls (KYC/AML)
Critical compliance functions—identity verification, sanctions checks, risk scoring—were split across multiple vendors.
Key issues included:
This threatened both user trust and regulatory audit success.
High Latency During High-Volume Trading Windows
Trading peaks—especially during crypto market volatility—caused:
The system needed to support tens of thousands of concurrent payment flows with zero downtime.
Security Exposures Across Cloud Infrastructure
Zymr found:
These gaps increased risk of data leakage and unauthorized transactions.
Difficulty Passing Regulatory Audits
Regulators required:
The client lacked the necessary structure and documentation for a clean audit outcome.
Zymr’s engineered payment gateway gave the crypto marketplace the foundation it needed to compete globally while meeting regulatory obligations without compromise. The result was a modern, high-performance gateway capable of supporting rapid growth, maintaining auditor confidence, and delivering flawless trading experiences even under extreme demand.
The system processed high-velocity payments without performance drops—giving the company its strongest trading day ever.
The infrastructure proved resilient under extreme load, outperforming industry benchmarks.
Auditors highlighted:
The company passed its regulatory assessment with strong marks.
KYC/AML automation + geo-fencing reduced fraudulent signups and unauthorized transactions.
The system’s multi-currency and multi-method capabilities unlocked new revenue streams and supported rapid international onboarding.
A secure, transparent payment experience increased user retention and trading frequency.
Manual compliance processes dropped significantly due to automated AML checks and reporting workflows.
Cloud-native optimization reduced compute overhead and scaled efficiently across regions.
IAM restructuring, encrypted tokenization, and audit-ready documentation strengthened security posture across the entire platform.
Zymr delivered a regulatory-grade, high-throughput payment gateway, engineered for global scalability, audit readiness, and secure crypto-fiat transaction management.
1. Unified Global Payment Gateway Architecture
We designed a cloud-native gateway built on:
The system supported:
This provided a single, consolidated foundation for all global transactions.
2. Embedded KYC/AML with Automated Risk Engines
Zymr integrated:
The system automated:
This allowed compliance to function in real time, not after the fact.
3. Real-Time Crypto-Fiat Conversion
We engineered an instant asset conversion pipeline integrating:
The result enabled:
This dramatically improved both conversion speed and pricing transparency.
4. High-Performance, High-Concurrency Transaction Processing
To meet launch-day demand and long-term scaling, we implemented:
During stress tests, the new gateway successfully handled 80,000+ concurrent payment flows without latency degradation.
5. Geo-Fencing, IP Intelligence & Regional Access Controls
Zymr embedded advanced geo-security logic:
This ensured clean compliance alignment for restricted jurisdictions.
6. Audit-Ready Reporting & Regulatory Documentation
To support ongoing audits, Zymr created:
Auditors gained complete visibility into every payment, compliance check, and fraud decision.
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