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Connected Billing for a Global Life Insurer

About the Client

The client is a global life insurance provider operating across fragmented policy administration, billing, CRM, and underwriting systems. Disconnected platforms and inconsistent policy data impacted operational efficiency and complicated end-to-end policy management. The insurer needed a connected, scalable digital infrastructure to streamline billing and policy workflows. To enable this transition, the organization partnered with Zymr.

Key Outcomes

35% Improvement in Underwriting Efficiency
50% Reduction in Manual Policy Processing

Business Challenges

The insurer relied on fragmented systems for policy administration, billing, CRM, and underwriting, resulting in disconnected workflows and inconsistent policy data. Limited system interoperability made it difficult to maintain accurate information across business functions.

Operational inefficiencies affected policy processing and underwriting. Manual activities increased processing time, created workflow bottlenecks, and limited teams' ability to manage policies efficiently across the insurance lifecycle.

The lack of connected systems also hindered data consistency and coordination between departments. The insurer needed a modern, integrated platform that could connect core insurance systems, reduce manual effort, and improve operational efficiency.

Business Impacts / Key Results Achieved

Zymr modernized the insurer's technology ecosystem by implementing a cloud-native Policy Administration System (PAS) with API-driven integration across billing, CRM, and underwriting environments. This enabled more consistent policy data, connected operational workflows, and improved processing efficiency.

  • 35% Improvement in Underwriting Efficiency
  • 50% Reduction in Manual Policy Processing
  • Connected Policy Administration, Billing, CRM, and Underwriting Systems
  • Improved Policy Data Consistency Across Integrated Platforms
  • Streamlined End-to-End Insurance Workflows

Strategy and Solutions

Zymr implemented a cloud-native Policy Administration System with API-driven integrations to connect core insurance systems and streamline policy lifecycle operations.

  • Cloud-Native Policy Administration System: Implemented a scalable PAS to support policy management and modernize core insurance operations.
  • API-Driven System Integration: Connected policy administration, billing, CRM, and underwriting systems to enable seamless data exchange.
  • Unified Policy Data: Improved data consistency across integrated platforms to support more reliable policy information.
  • Underwriting Workflow Optimization: Streamlined information flow between systems to reduce manual effort and improve underwriting efficiency.
  • Billing Process Integration: Connected billing workflows with policy administration to improve coordination and processing efficiency.
  • End-to-End Workflow Modernization: Reduced fragmented processes by enabling connected operational workflows across the insurance lifecycle.
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