Strategy and Solutions

Zymr led a full-scale architecture modernization using domain-driven design and microservices deployed on Azure Kubernetes Service. Kafka-based event-driven communication was introduced to decouple services, while encrypted data pipelines improved security. API versioning and rate limiting were established to support future fintech integrations. SOC 2 readiness was accelerated through centralized secrets management, automated audit logging, and regulatory reporting pipelines. Workflow automation and a rule-based decision engine replaced manual underwriting.

About the Client

A rapidly growing FinTech company offering small business lending solutions across the United States. The client needed to overhaul its architecture to improve scalability, enhance security, and meet expanding regulatory compliance requirements across multiple states.

Key Outcomes

Enabled regulatory expansion into two new states.

Improved system observability and SLA adherence.

Business Challenges

The existing monolithic system restricted the client from launching new loan products rapidly due to tightly coupled services. Security vulnerabilities such as incomplete audit trails and unencrypted data flows posed compliance and operational risks. Underwriting processes were manual and time-intensive, leading to slow loan approvals. Infrastructure limitations resulted in poor scalability during peak demand, and the platform lacked SOC 2 and PCI DSS readiness.

Business Impacts / Key Results Achieved

The platform scaled to support 5x user traffic with zero downtime and achieved SOC 2 Type I compliance within 90 days. Manual underwriting was reduced by 60%, and approval time dropped from 48 to 6 hours.